Ageas | A powerful partnership in Personal Lines

Brokers tell us they love it when we deliver products and services that make insurance feel easy, smart and valued. At Ageas we're refreshingly honest about what's possible, and we're appreciated for being realistic. That's vital for a successful partnership, and it's essential if we're both consciously and carefully growing a stable business.

That's why we're brilliant together.

However, this is only the beginning. Personal Lines are just that – personal – and our mutual success depends on working together for a brilliant outcome that meets customers' expectations in new and even more relevant ways. Our elevated ambition and market commitment drive us to innovate continuously and strive for customer service excellence.

Applied Systems is the leading global provider of cloud-based software that powers the business of insurance. Recognised as a pioneer in insurance automation and the innovation leader, Applied is the world’s largest provider of broker management systems and product distribution solutions, serving brokers, insurers and MGAs throughout the US, Canada, the Republic of Ireland, and the UK. By automating the insurance lifecycle, Applied’s people and products enable millions of people around the world to safeguard and protect what matters most.

Carpenters Group is a leading provider of legal and insurance services with over 30 years’ experience successfully managing claims on behalf of insurers and policyholders.

Our team of circa 1500 colleagues across the UK work in partnership with insurers, brokers and MGA’s to deliver a variety of fully outsourced claims solutions.

We have the insurance and legal expertise to successfully work in partnership with any insurer or broker and our long-standing relationships are a testament to the quality of our service.

As a team we are driven to be the best, we support one another and our community and we strive to consistently do the right thing.

Cowbell is a pioneer of Adaptive Cyber Insurance, leading the way in providing small and middle-market businesses with coverage adaptable to today’s and tomorrow’s threats and the advanced warning of cyber risk exposures. In its unique AI-based approach to risk selection and pricing, Cowbell's continuous underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue in less than 5 minutes. Backed by 25 prominent global (re)insurance partners, Cowbell serves enterprises across 50 U.S. states, the District of Columbia, and the United Kingdom, assessing businesses with revenues up to £1B globally. Cowbell offers subscription-based cybersecurity services via its dedicated and independent Cowbell Resilience Services (CRS) unit to US-based policyholders including MDR service. Founded in 2019, Cowbell is based in the San Francisco Bay Area and has employees across the U.S., Canada, India, and the U.K.

Hiscox is an international specialist insurer, underwriting a diverse range of personal and commercial insurance risks. Listed on the London Stock Exchange and headquartered in Bermuda, we currently have over 3,000 staff across 13 countries and 32 offices. In the UK and Ireland, we have a long history and expertise in providing specialist insurance for higher values homes and their contents, valuables and collections. We also insure over 180,000 SMEs and professionals and design profession-specific policies, that you can tailor to suit your clients' needs. Claims service is at the heart of our business and our philosophy is that superior claims handling should be based on fairness and common sense. Who we insure remains just as important as what we insure. We don’t behave like a typical insurance company and we remain committed to providing an extraordinary quality of service.

RDT delivers cutting-edge technology solutions that redefine how insurers manage policies, claims, rating, and operations. Our platforms bring together real-time data orchestration, AI-driven insights, and intelligent document processing (IDP) to help insurers work faster, smarter, and without disruption.

Designed to integrate seamlessly with existing systems, our tools break down silos and support continuous improvement- whether you're accelerating claims, optimising underwriting, or improving data accuracy.

At the core is ACE: a powerful orchestration and automation engine that connects systems and automates complex workflows. With RDT, insurers can modernise at pace - supported by future-proof architecture that drives efficiency, agility, and better outcomes.

About Sedgwick

Sedgwick is the world’s leading risk and claims administration partner, helping clients thrive by navigating the unexpected.

In the UK, we have over 2,300 experts in specific lines of business and specialists across every industry sector. Our highly trained teams manage all aspects of household and commercial property, major and complex loss, liability, third-party claims administration and speciality work – including marine, motor, agriculture, cyber, power and energy, environmental, legal services, and many more.

Sedgwick’s ESG credentials are unrivalled. Both the UK business and our managed contractor network are certified carbon neutral, and our forward-thinking carbon-saving initiatives set new industry standards.

Flexible, AI-enabled digital tools deliver simple, time-saving customer service solutions, while our advanced systems provide dynamic, real-time management information and data insight reporting.

Combined with active listening and creative strategic thinking, we’ve generated a culture of 'yes' that empowers bold new ways of making big things happen. In a complex and rapidly changing risk landscape, Sedgwick makes claims easy for everyone, and we deliver caring that counts in everything we do.

D2C pages

www.perfectpetinsurance.co.uk

www.nowpetinsurance.co.uk