Ageas | Powerful partnerships in personal lines
Your business deserves a partner who puts brokers first. One who understands what it takes to trade confidently in personal lines, who makes things simpler when the market feels anything but, and who genuinely cares about helping you grow. That’s why we love working with brokers and partners – and why everything we do starts with your needs.

We work side‑by‑side with brokers who want consistency and momentum in a thriving personal lines market. Our approach is refreshingly honest and collaborative, grounded in what really works for your business and your customers – removing friction, creating clarity and making insurance feel easy, smart and genuinely valued.

We’re backing every partnership with deep technical expertise, strong and reliable capabilities, and an exceptional service mindset. From pricing and underwriting to claims and support, our experts are here to make trading competitive and dependable so you can focus on what matters most.

We foster real partnerships, delivered by real people who truly care about you and your customers. Partnerships based on trust, human connection and a shared ambition to succeed. The result? Confidence today, consistency for tomorrow, and a partner you can rely on for the long term.

Applied Systems is a leading global provider of software that powers the business of insurance, connecting brokers, insurers, and MGAs through open, cloud-based technology.

In the UK, Applied helps the market unlock smarter access and distribution — bridging the gap between product innovation and market-wide execution. Solutions including Applied Rating Hub and Applied Riskhandler give brokers, insurers, and MGAs the tools to access, build, and distribute insurance products faster, reducing manual admin and improving underwriting connectivity.

Applied is the trusted technology partner for leading UK brokerages, helping them innovate and grow across a dynamic, digital insurance ecosystem.

Applied Systems UK
44 North Road
6th Floor
Tower Point
Brighton BN1 1YR

Belfast
Alphonsus Gallery
32-38 Linenhall Street
The Linenhall
Suite 3
Belfast BT2 8BG

General and Sales Inquiries
Phone: +44 (0) 1273 852000

Carpenters Group is a leading provider of insurance and legal services with over 30 years’ experience successfully managing claims on behalf of insurers and policyholders.

Our team of around 1500 colleagues across seven UK locations, work in partnership with insurers, brokers and MGA’s to deliver a variety of fully outsourced claims solutions.

We have the insurance and legal expertise to successfully work with any insurer or broker, and our long-standing relationships are a testament to the quality of our service.

As a team we are driven to be the best, we support one another and our community, and we strive to consistently do the right thing.

Although we manage more claims than many of our nearest competitors combined, we have retained the mind-set of a small firm. Carpenters Group is the sum of many small specialist teams, each led by industry leading professionals who tailor their services carefully to support customers.

Here at Carpenters Group our clients, colleagues and customers know they can rely on us - we are here to help.

Cowbell is a pioneer of Adaptive Cyber Insurance, leading the way in providing small and middle-market businesses with coverage adaptable to today’s and tomorrow’s threats and the advanced warning of cyber risk exposures. In its unique AI-based approach to risk selection and pricing, Cowbell's continuous underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue in less than 5 minutes. Backed by 25 prominent global (re)insurance partners, Cowbell serves enterprises across the U.K., the U.S., and Australia, assessing businesses with revenues up to £1B globally. Cowbell offers subscription-based cybersecurity services via its dedicated and independent Cowbell Resilience Services (CRS) unit to US-based policyholders including MDR service. Founded in 2019, Cowbell is based in the San Francisco Bay Area and has employees across the U.K., the U.S., Australia, and India.

About Intact Insurance
Intact Insurance is a leading provider of Commercial and Specialty insurance solutions for businesses across the UK and Ireland, supported by a Global Network in over 150 countries. Formerly RSA Insurance, we are part of Intact Financial Corporation – Canada’s largest property and casualty insurer and a global leader in Specialty lines. Our purpose is simple: to help people, businesses, and society prosper in good times and be resilient in bad times.

Why Choose Intact Insurance
We make insurance easier, faster, and more responsive. Brokers can expect streamlined underwriting, tailored solutions for complex risks, and 24/7 claims support. Backed by global expertise and local insight, we deliver practical risk management and technology-driven solutions that keep businesses moving.

Key Facts
- £2.7bn UK business, targeting £5bn by 2030
- Top 5 UK Commercial Lines Insurer
- Financial strength: A+ (A.M. Best), A1 (Moody’s), AA (Fitch)
- Global reach: 150+ territories, 31,000 people

Built on experience and driven by values, Intact Insurance is here to help you and your customers thrive.

Markel is a specialist insurer that works shoulder to shoulder with brokers and clients, helping ambitious businesses navigate challenges and seize opportunities with confidence. Combining specialist expertise, responsive decision-making and exceptional service, we build trusted partnerships that go beyond transactions, helping organisations manage risk, build resilience and achieve long-term success.

At QBE we’re driven by our purpose of enabling a more resilient future.

We began 140 years ago in 1886 as a marine insurance company and quickly expanded to be at the heart of the key shipping destinations of London, Hong Kong and Singapore. Since then, we have grown into an international insurer and reinsurer with a local presence in 26 countries, headquartered in Sydney, Australia.

We don't just see ourselves as an insurer, but a partner to our customers in helping them to navigate uncertainty. We provide tailored solutions across commercial and specialty products, as well as risk management solutions to help individuals and businesses manage risks, build strength and embrace change.

With hundreds of products and deep underwriting expertise, we can cover most business risks. We apply our energy and determination to finding solutions to even the most complex challenges – and we’re not afraid to try something new, even if it means going against market conventions.

Whether it’s through our people, our deep expertise or our commitment to building strong relationships, we get to the heart of it. Find out more and read our latest articles to help build business resilience at https://qbeeurope.com.

QBE
30 Fenchurch Street
London
EC3M 3BD
E: enquiries@uk.qbe.com
T: 020 7105 4000

Sedgwick is the world’s leading risk and claims administration partner, helping clients thrive by navigating the unexpected. The company’s expertise, combined with the most advanced AI-enabled technology available, sets the standard for solutions in claims administration, loss adjusting, benefits administration and product recall. With over 33,000 colleagues and 10,000 clients across 80 countries, Sedgwick provides unmatched perspective, caring that counts, and solutions for the rapidly changing and complex risk landscape.

In the UK, we have over 2,300 experts in specific lines of business and specialists across every industry sector. Our highly trained teams manage all aspects of household and commercial property, major and complex loss, liability, third-party claims administration and speciality work – including marine, motor, agriculture, cyber, power and energy, environmental, legal services, and many more.

Sedgwick’s ESG credentials are unrivalled. Both the UK business and our managed contractor network are certified carbon neutral, and our forward-thinking carbon-saving initiatives set new industry standards.

In everything we do, we provide caring that counts. It’s what we’re known for. Getting people back to wellness, reviving communities and helping organisations succeed requires a deep well of humanity. It’s the kind of caring that is, and always will be, at the very heart of who we are.